Friday, May 26, 2017
If you're young and married you may be considering your future and how to best protect your growing family.
If so, life insurance can help, because it can provide financial security for your family should you die unexpectedly.
Now that you're married, you have someone who relies on you for your love and support in more ways than one.
That includes financial support, and life insurance is an affordable way to replace your income and provide the money needed for your growing family to maintain their lifestyle and be financially secure should you pass away.
Term insurance offers young couples a way to stay on budget, but get the most life insurance protection at the most affordable price.
Whether you need life insurance coverage for 10, 15, 20 or even 30 years, term insurance offers an affordable way for you to protect the future for your loved ones.
Learn more about young married couples life insurance.
Monday, May 22, 2017
Are you looking for affordable temporary life insurance for a short term?
If so, there's a quick and easy way to find what you need. Shopping and comparing online term life rate quotes for your short term needs is quick and easy to do.
You can request and compare pricing comparisons for 5 or 10 year term life plans online and review the lowest prices from several of the best insurance carriers in America in a matter of minutes.
All you have to do is visit a life insurance website that offers free quote comparisons for term insurance.
Then, just answer some basic questions to request and instantly receive your free quotes.
It only takes a few minutes and you could save quite a bit of money by comparing rates form several carriers.
Here's how to compare affordable short term insurance policy quotes online.
Saturday, May 20, 2017
Is there life insurance that will give me back the premiums I pay?
Yes, it's called "money back" or "cash back" life insurance, also known as return of premium life insurance.
This type of life insurance charges you higher premiums upfront for your policy, but if you are alive when your coverage expires, the insurance carrier pays back to you all of the premiums you paid for your life insurance.
However, regular term life insurance charges much lower premiums and does not return your money if you outlive your term.
In a way, it's like a forced savings plan, where you get term insurance for a specific period of time (10, 15, 30 or 30 years), and if you survive that long, you also get your premiums back.
Learn more about life insurance with money back.
Wednesday, May 17, 2017
Is it possible to cancel life insurance?
Yes, you have the option to cancel your coverage anytime you choose to do so.
But, before cancelling your policy, make sure you no longer have a need for protection. Because, if you still need life insurance, and your health changes, you may find you are uninsurable when you need it most, or the cost will be much higher, possibly.
And, if you are cancelling to switch to another, lower-priced carrier, make sure to get insured (your new policy is "In Force") before cancelling your first life insurance policy. That way, you won't be without coverage during the process.
Learn more about how to cancel life insurance policy.
Monday, May 15, 2017
What company offers the top term life insurance with no medical exam required?
If you're searching for the best no exam term life insurance policy there are several things to consider in comparing plans.
1. What will it cost?
2. How much coverage can you buy without an exam?
3. What is the financial rating of the insurance carrier?
4. How long will it take to start your life insurance?
One of the leading providers of no exam term life insurance is Haven Life which is backed by A++ rated MassMutual. Have Life offers competitive pricing, up to $1,000,000 of coverage, and if you are approved for coverage you may start your life insurance policy today.
Here's how to learn more about the top term life insurance no medical exam coverage today.
Thursday, May 11, 2017
When does a life insurance policy end?
It depends on the type of life insurance policy.
Term life and permanent life insurance are the two basic types of life insurance policies.
Permanent life provides you with lifetime protection no matter how long you live - it doesn't end unless you cancel the coverage or stop paying your premiums.
Term life insurance is temporary, providing life insurance for a period of up to 30 years. If you outlive the duration of your coverage, your life insurance ends.
Learn more about term life insurance versus permanent life insurance coverage.
Monday, May 8, 2017
I'm not sure whether or not to purchase a life insurance plan. How do I know if I need coverage?
Whether or not you need life insurance will depend on your own personal situation.
If you have anyone who relies on you for some means for financial support, you probably need life insurance. Whether it's your spouse, child, sibling, family member or anyone else, life insurance can provide the financial security to take care of them if you should pass away.
Many people buy life insurance to cover their final expenses, replace their income, pay off a home mortgage loan, maintain their family's lifestyle, and provide for their children's education.
Here's an article to help you decide - Should I Get Life Insurance?