Wednesday, May 30, 2018

Can I Buy Life Insurance for My Grandma?


If you have an elderly grandmother who is on a fixed monthly income you may be wondering if she has enough money saved to help pay for her final expenses.

  And, you may also ask yourself if you can buy life insurance for your grandma?

The answer is "YES", you can.

Many adult grandchildren purchase life insurance plans for their grandparents to make sure there is no financial stress in paying for their grandmother or grandfather’s funeral and burial expenses.

Did you know the average cost of a funeral and burial related expenses is around $7,700?

It may be a lot more than you expected. When you add up the cost of a funeral, memorial service, burial plot, headstone, flowers, and casket it can easily exceed $7,000.

That’s why it’s important to plan ahead. 

Learn how to buy life insurance for your grandma.

Sunday, May 27, 2018

Is there Life Insurance for People over 80


Are you over age 80 and in need of life insurance protection?

If so, it may be easier than you thought to get insured.

In fact, there is a guaranteed issue life insurance plan available for people ages 45 to 85 that allows you to purchase from $3,000 up to $25,000 of guaranteed life insurance protection.

It’s called United of Omaha final expense insurance and it’s easy to get. With United of Omaha you just request a free quote and you can apply for your life insurance policy today.  

If you are age 45 to 85 you cannot be turned down for coverage. And, there’s no health exam and no health questions asked.  Even if you have a health condition or chronic health problem, you can get insured.

Here's how to get life insurance for people over 80 years old.

Thursday, May 24, 2018

What is the Cheapest Life Insurance Coverage?


Are You Trying to Find the Cheapest Life Insurance Coverage?

If so, you may want to learn how your coverage may cost less, and what factors will have an impact on the price you pay for a policy.

Two Keys to Getting Cheap Life Insurance 

1. Choose a term life insurance policy

2. Get quotes from multiple life insurance carriers

If you want to get the most affordable life insurance, there are several tips you can follow to lower your cost of coverage.

Although you don’t have control over your age, there are other pricing factors you can control to help lower your cost.

Learn more about how to get the cheapest life insurance coverage.

Saturday, May 19, 2018

How Much Life Insurance Do I Need?


If you’re considering the purchase of a life insurance policy to protect your loved ones, one of the most important questions you’ll ask yourself is "How much life insurance to buy?"

Choosing the right amount of life insurance is a major factor in providing your family with the financial security they will need in case you pass away.

  And, it has the added benefit of making sure you aren’t paying for more life insurance than you actually need, given your goals and personal situation. 

Goals of Life Insurance– To provide the financial security your family needs in case you are no longer there to provide for them.  

The proceeds from your life insurance policy can be used to any purpose, including to replace your income, pay off a home mortgage loan, pay off credit card debt, pay for living expenses, provide you’re your child’s college education and provide for your spouse’s retirement, among other things.

Here's how to determine how much life insurance you need.

Wednesday, May 16, 2018

Can You Get Life Insurance with Pre-Existing Conditions?


Do You Have a Pre-Existing Health Condition and Need Life Insurance?

If so, you may be wondering if it’s possible to get insured, if it will be affordable, and how much coverage you can get.

These are all good questions and concerns that many just like you with a health condition may be considering when in need of life insurance protection.

The answer to your question is "Yes", you can get life insurance with an existing health problem.

There are plans available that offer insurance to those with health issues, and some insurers even offer guaranteed approval, which means you can’t be turned down.

Here's how to get life insurance with pre-existing conditions.

Sunday, May 13, 2018

Can I Get Life Insurance without Blood Tests?


Is it possible to purchase life insurance without having to give blood and have it tested?

The answer is "Yes". You can get insured for life insurance without any testing of your blood.

This type of policy is called "Simplified Issue" or "Quick Issue" life insurance. Now, some life insurance companies have made available the option of allowing you to buy your policy without taking a health exam, or having your blood tested.

In fact, you can even apply for a policy online – Safe and Secure – and begin your coverage immediately, if you qualify.

Here's how to get life insurance without blood testing.

Thursday, May 10, 2018

When Does a Term Life Insurance Policy Payout a Death Claim?


Typically, a term insurance policy benefits are paid when the insured has died, and the beneficiary files a death claim with the insurance company, submitting a certified copy of the death certificate.

Many states allow life insurers 30 days to review the claim. Then they can pay it, deny it or ask for additional information.

Most life insurance companies pay out benefits within 30 to 60 days of the date of the death claim.

There is no set time frame but insurance companies are motivated to pay as soon as possible, after receiving bona fide proof of death, to avoid steep interest charges for delaying payment of claims. 

Learn more about when a term life insurance policy pays.

Monday, May 7, 2018

Funeral and Burial Insurance Plans


Burial and funeral insurance protection is a whole life insurance policy to cover the cost of a person’s burial and funeral expenses. These plans may be called burial insurance, funeral insurance or even final expense insurance.

Usually, these life insurance policies provide from $2,000 up to $20,000 or more in coverage, and there is no health exam required, to make it easier for you to qualify and purchase your policy.

These life insurance plans are made for the purpose of protecting your family from the financial stress and burden of having to pay for your funeral and burial costs. 

Learn more about buying funeral and burial insurance plans.

Friday, May 4, 2018

How to find the Best Life Insurance Quotes?


Are you looking for the most affordable price on quality life insurance protection for your family?

The quickest and easiest way to find the best prices from the highest-rated insurance companies is to compare pricing from a network of leading life insurers online.

You probably don’t have the time to call up every single one of the more than 500 insurance carriers in America to find the best deal. And now you don’t have to.

Here's how to shop and compare the best life insurance quotes from more than 40 of the leading life insurance companies in just a couple minutes.

Tuesday, May 1, 2018

What is the Best Term Life Insurance without an Examination?


I need term life coverage but I don't want to take any health exams.

Which is the best term life plan with no exam?

Haven Life is one of the top offers available for no exam term life insurance for several key reasons:

1. Offers competitive rates.
2. Up to $1,000,000 of life insurance available.
3. Instant issue coverage starting today.
4. 30 day money back guarantee.
5. "A++" rated life insurance protection.
Haven Life is fully backed by MassMutual which has the highest financial strength rating available from A.M. Best Company.

With Haven Life, healthy individuals can purchase up to $1,000,000 of affordable coverage and start their life insurance policy today.

Learn more about finding the best term life insurance without an examination.