Tuesday, July 31, 2018

Final Expense Life Insurance for Seniors over 80


Can people over 80 years old get life insurance to cover their final expenses?

Yes, in fact, some insurers offer guaranteed issue plans for people ages 45 to 85.

With guaranteed issue final expense life insurance you can buy up to $25,000 of coverage, and you cannot be turned down (through one highly-rated carrier) if you are between the ages of 45-85.

You select the person or persons to be your beneficiary and they may use the proceeds from your life insurance policy for any purpose, including to pay for your funeral, burial and other related final expenses.

You may select from $3,000 up to $25,000 of coverage. There's no health exam needed and no health questions to answer.

Learn more about how to buy final expense life insurance for seniors over 80 years of age.

Saturday, July 28, 2018

How to Buy Life Insurance with No Questions Asked?


Can I get life insurance without answering any questions about my health?

Yes, there are "guaranteed approval" life insurance plans available.

With Guaranteed Approval policies you won't have to take an exam or answer any health questions.

Your acceptance for life insurance is guaranteed, as long as you meet the age requirements.

Age requirements may vary by insurer for guaranteed plans, including ages 45-75, 40-80, or 45-85.

In addition, the amount of life insurance available may vary by carrier, from $20,000 maximum limit to $25,000 or more.

Keep in mind, if you need more life insurance, you may be able to buy a policy from more than one guaranteed issue life insurance carrier.

Here's how to buy life insurance no questions asked.

Wednesday, July 25, 2018

What are the Different Type of Life Insurance Policies?


If you're in the market for life insurance you may want to learn about the different types of life insurance plans available to help you better understand which plan may be right for you and your family.

There are two basic types of life insurance: Term and Whole Life.

Term is temporary coverage lasting up to 30 years, while whole life lasts your entire lifetime.

Term is pure life insurance protection, while whole life builds up cash value inside your policy.

Term life costs a lot less than whole life, which means you can afford a lot more life insurance buying term life.

Learn more about the different types of life insurance policies available.

Sunday, July 22, 2018

Burial Insurance Direct?


Can I purchase a burial insurance plan direct online?

Yes, in fact, there are several insurers that offer burial expense insurance plans you may purchase online.

Some of the leading providers of direct burial life insurance coverage include United of Omaha, Colonial Penn, and Gerber, among others.

The amount of coverage available may vary by carriers, some offering a maximum of $20,000 up to $25,000.

The age requirements will also vary by insurer: 40-80, 45-75, or 45-85.

Burial insurance is usually offered with guaranteed approval which means there's no exams or health questions asked, and your approval is guaranteed - you cannot be turned down if you meet that age requirements.

Here's how to buy burial insurance direct.

Thursday, July 19, 2018

Haven Life Insurance


What is Haven Life Insurance and how does it work?
Haven Life is a wholly owned subsidiary of MassMutual.

Haven Life offers InstantTerm life insurance coverage for qualified applicants.

With Haven Life, people ages 18 to 60 who are healthy, may qualify to purchase up to $2,000,000 of term life insurance with no medical exam. Term life may be available for a duration of 10, 15, 20 or 30 years.

Haven Life allows you to apply completely online for your life insurance policy in about 15-20 minutes.

Upon completing your application, Haven Life uses their technology to analyze your application and determine if you meet their requirements for approval for a policy.

You may receive approval in as little as 5 minutes after applying for coverage. Once approved, you may begin your life insurance policy.

Haven Life offers the quickest and easiest way for qualified applicants to get up to $2,000,000 of affordable term life insurance online.

Learn more about Haven Life Insurance and request your free life insurance quote today.

Monday, July 16, 2018

Can I Buy a $25,000 Life Insurance Policy?


Yes, there are life insurers that offer life insurance plans providing $25,000 of coverage.

These smaller life insurance policies are usually issued for seniors or high risk people, and offer guaranteed approval for people who meet the age requirements for acceptance.

For example, one highly-rated life insurance company offers "guaranteed issue" life insurance for people age 45-85.

You can choose from $3,000 up to $25,000 of guaranteed coverage.

There's no physical exam required and no questions asked about your health.

Here's how to buy a $25,000 life insurance policy.

Friday, July 13, 2018

Can I Buy a $15,000 Life Insurance Policy


Are there life insurance carriers that offer $15,000 of life insurance coverage?

Yes, although most life insurance plans start at $50,000 of coverage for term life insurance, there are whole life insurance policies offering from $3,000 or more of coverage.

These smaller life insurance policies are usually purchased to provide funds to pay for someone's final expenses, including the cost of a funeral and burial.

Keep in mind, the average cost of a funeral, burial and related expenses is around $7,700.

You may be able to buy $15,000 of life insurance with guaranteed approval from one (or more) of several insurance companies, including United of Omaha, Gerber, Colonial Penn, or MetLife, among others.

Guaranteed approval means there is no exam required and you won't have to answer any questions about your health. And, you cannot be turned down due to any pre-existing health condition.

As long as you meet the age requirements for acceptance, you are guaranteed approval for a policy.

Learn more about how to get a $15,000 life insurance policy.

Tuesday, July 10, 2018

Can I Buy a $5,000 Life Insurance Policy?


Are there life insurance carriers that offer $5,000 of life insurance coverage?

Yes, although most life insurance plans start at $50,000 of coverage for term life insurance, there are whole life insurance policies offering from $3,000 or more of coverage.

These smaller life insurance policies are usually purchased to provide funds to pay for someone's final expenses, including the cost of a funeral and burial.

Keep in mind, the average cost of a funeral, burial and related expenses is around $7,700.

You may be able to buy $5,000 of life insurance with guaranteed approval from one (or more) of several insurance companies, including United of Omaha, Gerber, Colonial Penn, or MetLife, among others.

Guaranteed approval means there is no exam required and you won't have to answer any questions about your health. And, you cannot be turned down due to any pre-existing health condition.

As long as you meet the age requirements for acceptance, you are guaranteed approval for a policy.

Learn more about how to get a $5,000 life insurance policy.

Saturday, July 7, 2018

Final Expense Insurance without Health Questions


What is final expense life insurance without health questions?

It's life insurance that provides the funds needed to cover the cost of a funeral and burial.

Final expense coverage with no health questions means you won't have to answer any questions about your health, or take any medical exam.

No question final expense insurance plans are guaranteed issue which means you cannot be denied coverage if you meet the age requirements for approval.

Most final expense plans offer up to $20,000 of life insurance protection.

Here's how to learn more about final expense insurance without any health questions asked.

Wednesday, July 4, 2018

Funeral Insurance for My Parents


Can I purchase funeral life insurance on my parents?

Yes, adult children may purchase life insurance plans on their parents, since they have an insurable interest in their parents.

Many people buy funeral insurance policies to cover the cost of a parent final expenses, which may include a funeral, burial, casket, headstone, burial plot and memorial service, among other things.

The average cost of a funeral and related expenses is around $7,700 and many elderly people may not have any money saved tot cover those costs upon their passing.

Planning ahead by purchasing funeral plans on your parents is a good idea so you won't experience any financial difficulties when the time comes.

Here's how to get funeral insurance for parents.

Sunday, July 1, 2018

Which Life Insurance Companies offer No Exam Life Insurance Policies for Seniors?


If you're a senior looking for life insurance without the hassles and delays of having to take a medical exam, you do have options available to you.

Most of the no exam senior life insurance plans offered are guaranteed issue, which means you cannot be turned down if you meet the age requirements.

Some of the leading providers of senior no exam life insurance policies include the following carriers:

United of Omaha
Colonial Penn
MetLife
AARP/NewYork Life
Gerber Life
Fidelity Life

Keep in mind, the amount of life insurance available for seniors without an exam may be limited to around $25,000. 

However, if you need more coverage, you may be able to buy a policy from more than one insurance carrier.

Here's how to compare no exam life insurance companies for seniors.