Where Can I Buy Funeral Insurance?

If you haven't planned for your final expenses yet you may be looking to purchase funeral insurance coverage.

But, where can you buy a funeral insurance policy?

Today, there are several life insurance companies that now offer funeral expense insurance policies you can get on the internet.

Some of the leading providers of funeral coverage include United of Omaha, Colonial Penn and Met life, among others - and they all offer free quotes you can request online to find out how much your funeral expense plan will cost.

These plans are usually guaranteed issue, which means you cannot be turned down if you meet the age requirements for approval.

Find out where you can buy funeral insurance.

Buy Death Insurance

Do you want to buy death insurance coverage?

If so, there are several options of coverage to choose from, including term life insurance, permanent life insurance, and final expense life insurance plans that will pay out a death benefit to your beneficiary upon your passing.

Many people choose to buy a small life insurance policy to cover the cost of their final expenses, if they don't have the money saved to pay for their end of life expenses, including the cost of a funeral and burial.

Learn more about how to buy death insurance.

Term Life Insurance without a Waiting Period

Can I purchase a term life insurance policy without any waiting period?

Yes, there are no waiting term life policies available for qualified applicants.

You can apply online for a term life insurance policy with no health exam required.

And, if you qualify for coverage, your life insurance protection can begin the very same day you apply.

Several leading life insurance carriers now offer quick issue, no waiting term life plans online.

The pricing and amount of coverage available will vary by insurer.

Here's how to buy term life insurance without any waiting period.

Guaranteed Life Insurance for Diabetics

Can people with diabetes get life insurance with guaranteed approval?

Yes, there are life insurance plans available for diabetics that provide guaranteed approval, as long as you meet the age requirements for acceptance.

Guaranteed issue life insurance policies may have varying age requirements depending on the insurance carrier.

For example, some insurers may offer guaranteed coverage for diabetics age 45-75, 40-80, 45-85 or 50 to 85. Request a free quote.

The amount of coverage available from any one specific guaranteed plan may be limited to a maximum of around $25,000.

However, you may be able to purchase a policy from more than one life insurance carrier.

Here's how to get guaranteed life insurance for diabetics.

Guaranteed vs. Non- Guaranteed Life Insurance Plans

What is Guaranteed and Non-Guaranteed Life Insurance?

A guaranteed issue life insurance policy is one that guarantees your approval for coverage, while a non-guaranteed issue life insurance policy means you may or may not qualify for coverage.

So, if you have health problems or have been denied coverage, a guaranteed life insurance plan may be right for you.

Whereas, a non-guaranteed life insurance policy may be better suited for people who are willing to take a medical exam to qualify for their life insurance coverage.

Here's how to compare guaranteed life insurance versus non-guaranteed life insurance coverage.

Fidelity Life vs New York Life

Which insurance company offers better quick-issue non medical term life insurance plans - Fidelity Life or New York Life?

When comparing plans for non med term life there are several variables to consider including the pricing, amount of coverage available, financial strength rating of the insurer, and how long it takes to get insured, among other things.

Fidelity Life offers quick issue term life policies with no exam to a wider age range of applicants than New York Life, and they offer a much higher amount of life insurance protection.

In addition, Fidelity is known for having competitive pricing on no exam term life insurance policies.

Learn more about Fidelity Life vs New York Life for quick issue no exam term life insurance coverage.

Review of Leap Life Insurance

If you're in the market for a new life insurance policy you may have heard about Leap Life.

Leap Life is a life insurance technology firm that was founded in 2016 and headquartered in San Francisco, California.

We are built by serial entrepreneurs with experience from eBay, AOL, and LinkedIn, and backed by RGA, #1 Life Reinsurer in the country & Founders Fund.

Leap Life solution simplifies and streamlines the process of finding the right life insurance, and users can be matched instantly with a policy that perfectly fits their health history and financial situation.

We're the only company in the U.S. to offer end-to-end online applications with multiple life insurance carriers.

You have the opportunity to choose from the country's best life insurers, including AIG, Prudential, Pacific Life, Mutual of Omaha, SBLI, Transamerica Life, Assurity, and more.

Here's how to learn more about Leap Life and compare the best life insurance rates instantly from top carriers.

Can You Buy Term Insurance When Over 65?

Yes, people over 65 years old may qualify to buy term life insurance, which is temporary coverage lasting for a specific number of years.

Usually life insurers offer term insurance for a period of up to 30 years, but people over 65 may be limited to term options of 5, 10 or 15 years of coverage.

Keep in mind, if you outlive the duration of your term life policy, your life insurance coverage ends.

Here's how to buy term insurance for people over 65 years of age.

Where Can I Buy Cheap Life Insurance for Seniors?

If you're looking to purchase cheap senior life insurance plans you'll want to learn about term life insurance, because it offers by far the lowest priced life insurance plans available.

In addition, comparing pricing from among several life insurance companies will help you determine which insurer offers the most affordable plan.

Keep in mind, the longer your policy "term" (duration), the higher your annual cost of coverage.

Seniors may be able to choose a term life plan lasting for a period of 5, 10, 15, or 20 years, usually.

Learn more about how to buy cheap life insurance for seniors.

New York Life Insurance with No Medical Exams

Is there New York Life Insurance available with No Medical Exam required?

Yes, in fact, there are several life insurance carriers that may offer coverage to people without having to take an exam.

For example, ANICO offers healthy individuals up to $249,999 of life insurance with no exam - for residents of New York state.

In addition, several other insurers offer no exam life insurance; however, the requirements for approval with no exam are more stringent - some require people in good or excellent health.

Here's how to get New York life insurance with no medical exams.