How to Get Burial Insurance for My Mom?

If you are an adult child you may purchase burial insurance on your Mother, because you have an insurable interest in your Mom.

Burial insurance provides a death benefit payout upon the death of the insured person (Your Mom).

Upon your Mother's passing, the death benefit from the burial insurance will be paid to the beneficiary (You) which can be used to cover the cost of your Mom's burial and related expenses.

There are guaranteed issue burial insurance policies available, so even if your Mom has health problems, you can still get insurance for her burial expenses.

Here's how to get burial insurance for your Mom.

Term Life Insurance Quotes for Young Adults

Can young adults get term life insurance quotes online?

Yes, there are quotes for term life insurance available for young adults over the internet.

You can get free, instant term life quote comparisons in just a minute or two by visiting a life insurance website, filling out a Quote Request Form, and instantly receiving your price comparisons.

Many life insurance websites offer term life insurance quotes. And, there's no hassles or delays to get your free quote comparisons.

By comparing quotes for term life insurance online, you may save hundreds of dollars on your term life coverage.

Here's how to get term life insurance quotes for young adults.

Guaranteed Life Insurance No Health Check

Can you buy a life insurance policy with no health check and guaranteed approval?

Yes, these plans are called Guaranteed Approval life insurance policies and they offer life insurance with guaranteed approval for anyone who meets the age requirements.

For example, some insurance companies offer guaranteed acceptance for anyone between the ages of 45-75 or even 45-85. Request a free quote.

You won't have to take any health exams, and there's no health questions for you to answer.

Here's how to buy guaranteed life insurance with no health checks.

Who Can Get Term Life Insurance?

If you're shopping for a temporary life insurance plan you may be wondering who can buy term life insurance?

Well, it really comes down to just a few things:

1. People between the ages of 18 to 75.
2. Can You qualify for coverage based on your health?
3. Can you afford to pay the premiums.

If you are between 18 to 75 years old, qualify for coverage and can pay the premiums, you should be able to get term life insurance.

Learn more about who can get term life insurance coverage.

Can I Buy Life Insurance on My Dad?

Yes, if you are an adult child, you may be able to purchase a life insurance policy on your father.

Adult children have an Insurable Interest in their parents.

In order to buy life insurance on someone else, you need an Insurable Interest in the person you wish to insure.

Many adult children buy life insurance on their parents to make sure there is money available to pay for their parent’s final expenses.

Here's how to buy life insurance on your Dad.

Life Insurance for Parents over 75

Can I buy life insurance on my parents who are over 75?

Yes, adult children have an Insurable Interest on their parents, which is required in order for someone to buy life insurance on another person.

In addition, there are guaranteed issue life insurance policies available for people ages 45 to 85, without any health exams or health questions asked.

Here's how to buy life insurance for parents over 75 years old.

Life Insurance and Coronavirus

How does the coronavirus affect life insurance?

If you already own a life insurance policy, and there is No Exclusion on your policy which excludes death resulting from the Coronavirus, then it would not affect your coverage.

However, if you have, or had, the coronavirus, you may find it much more difficult to get insured for life insurance, than if you never had the virus.

Learn more about life insurance and the coronavirus.

Insurance with No Graded Death Benefit

Is there life insurance without a graded death benefit?

Yes. Actually, the only life insurance plans with graded death benefits are usually Guaranteed Issue life insurance policies.

Almost all other life insurance plans offer immediate full death benefits from the first day you begin your life insurance coverage.

So, you may buy permanent life insurance or term life insurance, and start your full benefits from day one of your policy.

Here's how to compare term life insurance vs permanent life insurance offering full death benefits.

Permanent Life Insurance vs Term

What is the difference between permanent life insurance and term insurance?

Permanent life insurance provides lifetime coverage, offers a death benefit, and builds can value inside your policy from which you may take a loan.

Also, permanent life insurance can cost up to 5-10 times more than term life insurance.

Term life insurance offers temporary protection lasting for up to 30 years. You may be able to buy a term policy lasting for 10, 15, 20, 25 or 30 years.

If you die during the policy term, your beneficiary receives the death benefit. If you outlive the policy term, there is no payout on the life insurance.

Learn more about permanent life insurance versus term life insurance.

What is the Definition of Permanent Life Insurance?

Permanent life insurance is a type of life insurance policy that provides lifetime protection.

Your coverage will last for your entire lifetime, as long as you pay your premiums.

Permanent life insurance has two main features - a death benefit and it also builds cash value.

Learn more about how permanent life insurance works.

Senior Citizen Whole Life Insurance

Is there whole life insurance available to purchase for senior citizens?

Yes. There are even guaranteed issue whole life insurance policies available for seniors with health issues.

Whole life insurance provides guaranteed lifetime protection to last your entire life.

It provides a death benefit and builds cash value from which you may take a loan.

With whole life insurance you have benefits that remain level, and the premiums stay the same each month (or year).

Here's how to buy senior citizen whole life insurance coverage.