If you're shopping for life insurance you may be wondering about the differences between accidental death insurance and term life insurance.
Accidental death life insurance plans provide a death benefit if the insured person dies as a result of an accident without a specific timeframe of the accident.
Whereas, term life insurance pays out a death benefit if the insured person dies during the term (duration) of the policy, and if the death occurs as a result of natural causes, illness or an accident.
Learn more about accidental vs. term insurance and how they work.