Can I get instant term insurance quotes online?
Yes, you just visit a life insurance website, fill out the short Quote Request Form and click on the button to instantly see the lowest prices available from several of the leading life insurance carriers.
You can compare free, instant term life quotes for different amounts of coverage and for different durations of coverage.
Here's how to get instant term insurance quotes online now.
Yes, if you have Renewable Term Life Insurance, then your coverage is guaranteed renewable.
You will not have to take a physical exam in order to qualify for your renewal policy.
However, your premium for the renewal coverage will be higher than your current policy, because it will be based on your age at time of renewal.
Learn more about guaranteed renewable term insurance policies.
If you think you have a need for life insurance, you probably do need coverage.
Many people consider buying a life insurance policy when they get married or purchase their first home.
Others wait until they have their first child, or have someone who relies on their income for financial support.
However, there are many life milestones that may indicate a need for life insurance protection.
Learn more about when you should buy life insurance coverage.
Usually, term life insurance plans are available for a duration of up to 30 years.
Many insurers offer term life plans for a period of 10, 15, 20, 25 or 30 years of protection.
However, the maximum duration of term insurance may be limited based on your current age.
For example, a 70 year old may be able to get up to 15 years of term life coverage; whereas, a 30 year old may purchase up to 30 years of term insurance.
Learn more about how long term insurance is good for.
How long do you need life insurance to last?
When choosing your term life policy, it's important to determine how long you really need your protection to last.
In order to determine that, you'll want to consider what girl you want your life insurance to accomplish, and how long you need your life insurance coverage to last in order to accomplish that goal.
Whether your need is for 10 years, or up to 30 years, you have options to choose from with term life insurance policies.
Learn more about term life insurance for 10, 20 or 30 years of coverage.
Can you extend your term life insurance coverage?
Yes, it's called renewable term life insurance, which allows you to renew your current policy for a period of up to 10 years.
However, if you choose to renew your coverage, your renewal term life policy will cost more. The new premium will be based on your age at time of renewal.
But, you will not be required to take a medical exam to qualify for the real policy.
Lear more about how an extension for term life insurance works.
How long does a term life insurance policy last?
The duration of a term life policy will depend on the "Policy Term" you select when you purchase your coverage.
Usually, term life lasts up to 30 years; however, you may be able to select a policy term of 10, 15, 20, 25 or 30 years, depending on your age and health.
The policy term should be in line with your need for coverage to meet your goal of what you want your life insurance policy to accomplish; such as, a 30 year term policy to protect your 30 year home mortgage loan.
Learn more about a time period for term life insurance coverage.
Can I buy a term life insurance policy without taking a medical examination?
Yes. And, you can compare no exam term life insurance quotes online by visiting a life insurance website and requesting your free quote.
Some insurers offer up to $500,000 of coverage with no exam, while one highly-rated insurer offers up to $2,000,000 of no exam life insurance coverage.
Learn more about term insurance with no medical check up.
