Life Insurance Coverage without Health Questions

Can I get life insurance coverage without having to answer any questions about my health?

There are life insurance plans available with no health questions asked, and no health exams required.

These plans are called "Guaranteed Issue" life insurance because you cannot be turned down due to your health.

Basically, if you meet the age requirements for acceptance, you are guaranteed coverage as long as you can pay the premiums.

However, there are limited death benefits the first two years you are insured under a guaranteed issue life insurance policy.

There is a highly-rated life insurance company that offers life insurance coverage without health questions for people age 45 to 85.

Which Life Insurance is Better for Over 60?

What type of life insurance policy is best for people age 60 and over?

It really depends on what goal you want your life insurance plan to accomplish.

If your need for life insurance is short term, for a period of 20 years or less, then a term life insurance policy can help. However, if you want life insurance to provide for your final expenses, no matter how long you live, then a whole life insurance policy would help you to accomplish your goal.

There are also no exam term life insurance plans. Fidelity Life offers no exam life insurance for folks age 65 and under.

Another type of no exam life insurance plan is guaranteed issue life insurance for people age 45 to 85. There's no health exam, no health questions, and you cannot be turned down due to your health.

Learn more about finding the best life insurance for people over 60 years old.

No Exam Instant Life Insurance

Is there life insurance without any exams you can buy instantly online?

Yes, depending on your age and health, you may qualify to purchase instant no exam life insurance coverage on the internet.

One of the quickest and easiest plans you may purchase online is through National Life Group. They offer instant issue term life insurance without any health exam required, but you will have to answer some health questions.

With National Life Group you can apply safely and securely online and find out usually within 15 minutes if you are approved for your term life insurance policy.

Once approved, you can choose a payment method and start your life insurance protection the same day.

People age 20 to 60 may qualify for the instant no exam life insurance from national Life Group, and they have a money-back guarantee if you're not satisfied with your life insurance plan.

Learn more about no exam instant life insurance and request your free quote today.

Cancer Life Insurance Policies?

Are the life insurance policies for people living with cancer?

Yes, people with cancer may purchase a life insurance policy.

However, it will depend on the type of cancer you have, your diagnosis, and how your cancer is being treated, as well as, your age, health and if your cancer is in remission, among other factors.

However, many life insurance companies may not offer a fully underwritten life insurance policy if you have cancer.

But, there are guaranteed issue life insurance plans available for people age 45 to 85, and they cannot turn you down due to your health.

Learn more about how to find cancer life insurance policies and get insured for life insurance.

Can you get a life insurance policy on anybody?

No, you cannot get a life insurance policy on anybody.

In order to buy life insurance on another person you must have an insurable interest in that person.

Insurable interest basically means you either rely on that person for some means of financial support, or that you would suffer financially if the person were to die.

For example, a wife has an insurable interest in her husband, and would suffer if she did not have his income upon which she relies to help pay the bills.

Or, an adult child has an insurable interest in his or her parent because they may have to pay for the final expenses of a funeral and the burial costs upon the passing of a parent.

Learn more about who you can insure for life insurance.

Final Expense Insurance for Over 75

Can people over age 75 get final expense life insurance coverage?

If you're over age 75 and need life insurance to provide money to pay for your final expenses there are life insurance plans available.

And, even if you have a health condition or a major health problem, you can still get insured.

It's called guaranteed issue final expense insurance and people ages 45 to 85 can get covered.

With final expense life insurance you don't have to take any health examination, and there's no health questions for you to answer.

Your approval is guaranteed if you meet the age requirements (age 45-85). You cannot be turned down due to any health problems.

Learn how to get final expense insurance for people over 75 years old.

Easy Life Insurance with No Exam

Is there easy life insurance you can purchase online without taking any health exam?

Yes, there are easy issue life insurance policies available without any health exam required.

In fact, one life insurance company offers you from $25,000 up to $350,000 of life insurance with no exam.

You can choose your term of coverage from 10, 15, 20 or 30 years of life insurance protection.

Although there is no exam required, there are some health questions asked.

You can get an instant life insurance quote and apply online for your life insurance policy in about 15 minutes.

And, most approvals for coverage are within 15 minutes. If you are approved, you can start your life insurance today.

Here's how to buy easy life insurance with no exam