Does Life Insurance Pay for Accidental Death?

Yes, life insurance will pay a death benefit if the insured person dies due to an accident.

Usually, life insurance covers death from natural causes and accidents.

However, suicide is usually excluded if it occurs within two years (one year in some states) of the date the life insurance coverage started. Yes, a life insurance policy will pay out a death benefit if the insured person dies as a result of an accident.

Learn more about how life insurance works.