Is a Parent the Beneficiary of their Child's Life Insurance?

The primary beneficiary of your child's life insurance coverage is named within the policy document.

The primary beneficiary may or may not be the father, mother, grandparent, or legal guardian.

If the primary beneficiary is deceased, then check the life insurance policy for a named contingent beneficiary.

If there are no named beneficiaries still living, then the proceeds of your child's life insurance policy become part of the policy holder's estate.

Please consult with a qualified attorney to determine guardianship of the child's estate.

Learn more about life insurance coverage for your child