Friday, February 18, 2022

Life Insurance Health Class?

What is a health class for life insurance?

It's a classification that is developed for each applicant for life insurance which is one factor used in determining the rate applied to an applicant's life insurance policy.

Your health is one of the main variables taken into consideration when determining how much you will pay for a life insurance policy.

There are several different health classifications based on your health, family health history, your height-to-weight ratio, use of tobacco, and any medication you may be taking, among other things.

The better your health, the better your health class, and the lower your rate per $1,000 of life insurance coverage.

Learn more about health classifications for life insurance coverage. 

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