How to Buy $25,000 of Guaranteed Acceptance Life Insurance

If you’re looking for a simple, no-hassle way to secure $25,000 in life insurance, guaranteed acceptance life insurance is a great option. 

First, understand how guaranteed acceptance life insurance works. These policies are available to almost everyone, regardless of health history. 

For example, Mutual of Omaha offers up to $25,000 in coverage for individuals aged 45-85. There’s no medical exam, no health questions, and a 30-day free look period to ensure the policy meets your needs. During the first two years, there’s a graded death benefit, meaning if you pass away within that time, your beneficiaries typically receive the premiums paid plus interest. After two years, the full death benefit is paid.

To get started, research reputable providers. Companies like Allstate Benefits Insurance Company also offer guaranteed acceptance policies, with coverage ranging from $10,000 to  

$10,000to$$75,000 for ages 18-70. Their plans come with no waiting period, immediate coverage, and competitive rates. Plus, you can often add coverage for your spouse or children, making it a great way to protect your entire family.

The application process is simple and fast. With no medical exams or health questions, you can apply online or over the phone in minutes. There are no delays or hassles, and you can often get coverage in just a few days.

When comparing policies, look for features like level premiums (so your payments stay the same over time), cash value accumulation, and loan options. These can provide added flexibility and financial security.

Buying $25,000 of guaranteed acceptance life insurance is an stress-free way to ensure your loved ones are protected. Start by exploring your options today and take the first step toward peace of mind.