Life Insurance for People with Breast Cancer?

Is there life insurance available for someone who has breast cancer or is a breast cancer survivor?

Yes, some insurance carriers offer life insurance to people living with breast cancer.

However, it's easier and more affordable for breast cancer survivors to get life insurance.

If you currently have breast cancer, your approval and cost for life insurance will depend on the type of cancer, your age, overall health, treatment and prognosis, among other things.

Some insurers are more experienced with insuring people with breast cancer, since this is a common health issue in society today.

Here's how to learn more about life insurance for breast cancer and compare pricing online.

Breast Cancer Awareness Month

October is Breast Cancer Awareness month!

If you have a family history of breast cancer or are over 40, make sure to get your breast cancer exam.

Here are some helpful links to information about breast cancer:

Cancer.org

National Breast Cancer Awareness Month

Healthfinder.org

Centers for Disease Control

Are you worried about the cost? CDC offers free or low-cost mammograms and education about breast cancer.

Breastcancer.org

Podcasts, videos and tips.

Susan G. Komen for the Cure

Race for the Cure Events being help in different cities. Sign up now to take part in the "Race for the Cure" in your city.

Does Life Insurance Cover Breast Cancer?

Life insurance pays a death benefit when an insured person dies. There isn’t any exclusion in modern life insurance policies against death resulting from cancer. It is precisely the sort of thing that life insurance is designed to cover death, from natural causes. However, life insurance does not pay for medical treatment for cancer, it pays upon the death of the insured resulting from cancer.

There is usually some type of life insurance policy you can get after being diagnosed with breast cancer. If you get a policy that covers you, either after disclosing that you have breast cancer, or because they did not ask (i.e. guaranteed issue life insurance), yes, it will cover death from breast cancer or any other illness or accident. Guaranteed issue life insurance plans will cover death resulting from breast cancer even if you are a;ready diagnosed, but there is not full coverage until you have been insured for at least two years with most guaranteed issue plans.

If you got a life insurance policy before having any idea that you were going to be diagnosed with breast cancer, the life insurance policy will cover death resulting from breast cancer.

If you have purchased the life insurance prior to being diagnosed with breast cancer, yes you are covered. If you have had breast cancer and looking to purchase life insurance there are some things you need to know.

The type of life insurance, amount of coverage and terms depend on the type of cancer itself and how long you have been cancer free after your last treatment. Learn more about cancer and life insurance