Will a DWI or DUI make me ineligible for life insurance?

That depends on the life insurance company guidelines.

If you had just one DWI or DUI in the past 5 years, most likely only some action will be taken; such as, a higher rate compared to individuals with a good driving records.

Life insurance companies do take DUI's and DWI's them seriously though, and the more recent your conviction or the higher the number of DWI or DUIs you’ve had, the more likely you are to get a price increase or be declined for life insurance coverage.

Prudential even insures people with a DUI for life insurance. However, if you have 2 or more DUI's or DWI's in there last five years, you may find it extremely difficult to get insured for life insurance.

Here's how to get life insurance for people with DUIs

Life Insurance and DUI's

Is it possible to get life insurance if you've had a DUI?

Yes, there are life insurance carriers that insure people with a DUI on their driving record.

However, you will be paying a higher premium for your life insurance compared to someone who has a good driving record.

In addition, they will take into consideration when the DUI occurred, your overall driving record, if you have an alcohol abuse problem, and other factors in order to determine if they will insure you and what premium to charge for your life insurance coverage.

One of the leading insurance companies offering life insurance for people with a DUI is Prudential.

Learn more about Life insurance for people with a DUI