What are Burial Insurance Benefits?

Burial insurance usually refers to a permanent life insurance policy in a small amount that lasts for your entire lifetime, and is meant to cover the cost of burial and funeral expenses.

It's usually purchased with a death benefit in the range of $3,000 to $20,000.

Burial insurance is also referred to as "end of life insurance", "final expense insurance", and "funeral insurance".

The death benefits for burial insurance are low, ranging anywhere between $3,000 up to $20,000 (although some insurers may offer higher limits). 

For example, United of Omaha offers guaranteed issue burial life insurance policies with coverage limits up to $25,000.

After you die, burial life insurance pays the death benefit of your policy directly to your beneficiary who can use the money in any manner, including to pay for the costs related to your final expenses.

Learn more about burial insurance benefits and how they work.

What is Burial Insurance?

Burial insurance is a type of life insurance policy people buy to provide funds to pay for the cost of their burial and funeral.

According to the National Association of Funeral directors the average cost of a funeral may exceed $7,500 yet social security only provides $255 for your burial costs.

That means, if you have no money saved to pay for your funeral and burial, your loved ones will have to find a way to come up with the money, creating financial difficulties at a time when they are mourning your loss.

That's why so many people choose to purchase burial insurance which can offer from $2,500 up to $25,000 or more in life insurance protection.

And, with burial insurance coverage there's no health exam required, and you won't have to answer any questions about your health.

You can get insured even if you have health issues, in fact, with guaranteed issue burial insurance you cannot be turned down due to any health problems. As long as you meet the age requirements for approval you can get insured. Some plans offer guaranteed approval for people age 45 to 85.

Learn all about burial life insurance and get a free quote today.