Can I Get Term Life Insurance without a Physical?

Yes, it's possible to purchase a term life insurance policy without having to take any physical exams.

However, these no exam term life policies are usually available to healthy individuals between the ages of 20 to 60.

The cost of coverage and the maximum amount of insurance available will vary by insurer, and depend on your age, gender and health, among other things.

Some no exam term policies offer instant coverage, which means you may apply for a policy online and start your life insurance protection immediately upon approval.

Here's how to get term life insurance without taking a physical examination.

How Much Life Insurance without a Physical?

If you're shopping for life insurance and don't want to take any exams, you may be wondering how much life insurance you can get without having to go through the medical examination process.

Actually, it may be more than you might expect.

In fact, one insurance company offers up to $1,000,000 (or more) of no exam life insurance for qualified applicants.

In addition, you can buy life insurance coverage from more than one insurance company.

So, if you need more life insurance, you could apply to several insurers to obtain the total amount of life insurance you need, without taking any health exams.

Learn more about how much life insurance you can get without a physical exam.