Are there any causes of death that are excluded by a term life insurance policy?
Yes, there are several exclusions in a term life policy, included but not limited to the following:
- Suicide if it occurs within the first two years you are insured (one year in some states).
- Illegal Activity.
- Dangerous Activity.
- Act of War.
- Aviation.
These are some of the more common types of exclusions that would be stated in an insurance contract providing term life insurance coverage.
Learn more about term life insurance exclusions.
