Imagine being able to secure life insurance—no matter your health history. For many Ohioans, traditional life insurance feels out of reach because of pre-existing conditions, high-risk jobs, or past rejections.
But guaranteed issue life insurance changes that. If you're between 18 and 85, you can get permanent coverage with no medical exams, no health questions, and guaranteed approval.
What Is Guaranteed Issue Life Insurance?
This type of permanent life insurance is designed for those who’ve been turned down for coverage before. Unlike traditional policies, it doesn’t require medical underwriting—meaning diabetes, heart disease, or even a risky hobby won’t disqualify you.
Key Benefits for Ohio Residents
✅ No Medical Exams or Health Questions – Your approval is guaranteed as long as you meet the age requirements.
✅ Fast & Easy Approval – Some policies approve you in minutes, with coverage starting quickly.
✅ Coverage Up to $75,000 – Enough to pay off debts, cover funeral costs, or leave money for loved ones.
✅ No Waiting Period Option – Many policies offer immediate coverage, so your family is protected right away.
✅ Lifetime Protection – Your policy never expires as long as premiums are paid.
✅ Fixed Premiums & Level Coverage – Your payments stay the same, and your death benefit never decreases.
✅ Cash Value Growth – Over time, your policy builds cash value that you can borrow against if needed.
✅ Family Coverage – You can often add a spouse or child to your plan.
Who Needs This Coverage?
If you’ve been denied life insurance before
If you have serious health issues (like cancer or COPD)
If you work a high-risk job (construction, law enforcement, etc.)
If you have dangerous hobbies (skydiving, racing, etc.)
If you just want simple, no-hassle coverage
Why Wait? Secure Your Family’s Future Today
None of us know what the future holds—but with guaranteed issue life insurance, you can make sure your loved ones are protected, no matter what. No exams. No rejections. Just reliable coverage when you need it most.
Ready to get started? Compare Ohio’s best guaranteed issue policies today and lock in peace of mind for life.