Death Insurance for Seniors over 80

Can senior citizens over 80 years old purchase life insurance to cover their final expenses?

Yes, there are life insurance policies available to cover your death expenses, including the cost of your funeral and burial.

These plans are available for people ages 45 to 85 and offer guaranteed approval with no doctor exams required and not health questions. Request a free quote.

You may choose up to $25,000 of life insurance coverage, and request a free price quote online for your policy.

Here's how to buy death insurance for seniors over 80.

What are the Age Limits for Term Insurance?

If you're shopping for a term life insurance policy you may be wondering if you qualify base don your age.

There are certain age limits on term insurance plans which limit the length (duration) of coverage you may qualify to buy based on your age.

For example, while a 45 year old may be able to buy a 30 year term life plan, a 65 year old may be limited to 15 years of term life coverage.

Learn more about the age limits for term life insurance policies.

Funeral Insurance in New York

Do you live in the state of New York and need funeral expenses insurance?

If so, you may have several options to choose from to get insured for funeral expenses.

Today, residents of the state ion New York can buy guaranteed issue final expenses coverage without any health exam required, and without having to answer any questions about their health.

In fact, if you are between the ages of 45 to 85, and you can pay the premium, you can get up to $25,000 of guaranteed approval funeral life insurance coverage from an "A+" rated life insurance company.

That means, even if you have pre-existing health issues, and even if you have been turned down for coverage by other insurers, you may get insured for final expenses insurance.

Here's how to buy funeral insurance on New York.

Is a Physical Exam Required for Term Life Insurance Coverage?

Term life insurance policies usually requires the applicant for life insurance to take a health examination which is paid for by the insurance carrier.

Usually, you would need to take a life insurance health exam for any of the following reasons:

Over Age 30

Over $50,000 of Life Insurance

Use Tobacco

Have a Pre-Existing Health Condition

History of Drug or Alcohol Abuse

Poor Driving Record – DUI’s

Declined by Other Life Insurers

Use Prescription Medication

Keep in mind, taking a health exam may help you qualify for a more affordable insurance policy compared to no exam plans that may charge higher rates because they may end up insuring some applicants who might not otherwise qualify for coverage if they had to take a physical.

Learn more about physical exam requirements for term life insurance.

New York Final Expense Insurance

Do you live in New York and need final expenses life insurance?

If so, you may have several options to choose from to get insured for final expense coverage.

Residents in the state of New York can buy guaranteed issue final expenses policies without any health exams required, and without having to answer any questions about their health.

In fact, if you are between the ages of 45 to 85, and you can pay the premium, you can get up to $25,000 of guaranteed approval final life insurance coverage from an "A+" rated life insurance company.

That means, even if you have pre-existing health issues, and even if you have been turned down for coverage by other insurers, you may get insured for final expenses insurance.

Here's how to get final expense insurance in New York.

New York Burial Insurance

Do you live in New York and need burial expense insurance?

If so, you may have several options to choose form to get insured for burial insurance.

Today, residents of the state ion New York can buy guaranteed issue burial coverage without any health exam required, and without having to answer any questions about their health.

In fact, if you are between the ages of 45 to 85, and you can pay the premium, you can get up to $25,000 of guaranteed approval burial insurance coverage from an "A+" rated life insurance company.

That means, even if you have pre-existing health issues, and even if you have been turned down for coverage by other insurers, you may get insured for burial expense insurance.

Here's how to buy burial insurance in New York.

Life Insurance in NY?

If I live in New York, can I find life insurance coverage online?

Yes, there are life insurance carriers in NY that offer online life insurance quotes and plans for residents of New York.

Since the insurance regulations for insurance carriers are more stringent in the state of New York, several insurers have set up their own life insurance companies specifically to do business in the state of New York.

Some of the leading providers of life insurance in NY include New York Life and John Hancock, among others.

You can request and compare free life insurance quotes online to help you find affordable protection for your family.

Here's how to get life insurance in NY.

New York Guaranteed Acceptance Life Insurance

Can residents in New York buy life insurance with guaranteed approval?

Yes. In fact, one highly-rated life insurance company offers New York residents up to $25,000 of guaranteed acceptance life insurance coverage for people ages 45 to 85.

There's no physical examination required, no health questions asked, and you cannot be turned down due to any pre-existing health conditions.

If you meet the age requirements, and you can pay the premiums, then you can get insured.

Here's how to get guaranteed acceptance life insurance in New York.

Why Buy Guaranteed Issue Life Insurance?

If you're in the market for life insurance you may have heard about guaranteed issue life insurance coverage.

Is guaranteed issue life insurance right for you?

That depends. Many people who choose to buy life insurance with guaranteed approval have been turned down for coverage due to their age, health, lifestyle, or for some other reason.

Usually, a guaranteed life insurance policy is the last option for someone who needs life insurance protection because of the cost and the limited amount of coverage available. Request a free quote.

With guaranteed life insurance you cannot be denied coverage as long as you meet the age requirements; for example, ages 45 to 85.

Learn more about why you should buy guaranteed issue life insurance coverage.

Can You Buy Life Insurance after being Diagnosed with Cancer?

Yes, it may be possible to purchase a life insurance policy if you have already been diagnosed with cancer.

However, it depends on the requirements for acceptance of the insurance company.

Several factors will be considered including your age, type of cancer, your overall health, how you manage your cancer, your medication, chemotherapy, other treatments, prognosis, when you were diagnosed, etc.

And, if you are turned down for traditional life insurance policies, you may still be able to get insured with guaranteed issue life insurance plans.

Learn more about buying life insurance after being diagnosed with cancer.

Buying a $5,000 Whole Life Insurance Policy

Do you need $5,000 of permanent life insurance protection?

Today, it's quicker and easier than ever before to get $5,000 of whole life insurance protection.

This type of policy is best suited for people with health issues, cancer, COPD, HIV or AIDS, over age 80, or those who have had or need an organ transplant, or have been turned down for life insurance.

In addition, many people purchase a $5,000 whole life policy to provide funds needed to pay for their final expenses, including the cost of a funeral and burial. Request a free quote.

It can be difficult to find life insurance with any of the health problems mentioned above, but there are insurance carriers that offer guaranteed issue life insurance policies.

Here's how to buy $5,000 whole life insurance policy.