Have you been turned down for life insurance because of health problems or a risky job? You're not alone—but the good news is, you can still get $75,000 in guaranteed coverage with no medical exams, no health questions, and no waiting period.
Life insurance should be simple, especially if you've struggled to get approved in the past. Guaranteed issue life insurance is designed for people who need coverage fast—without the hassle of medical tests or lengthy applications. If you're between 18 and 70, you can secure up to $75,000 in permanent coverage to protect your family, cover final expenses, or leave a financial legacy. Here's how it works and why it might be the perfect solution for you.
Why Choose Guaranteed Issue Life Insurance?
1. No Medical Exams or Health Questions
Unlike traditional life insurance, you can't be denied—even with serious health conditions like diabetes, heart disease, or cancer.
2. Fast & Easy Approval
Skip the weeks-long underwriting process. With guaranteed issue coverage, you can get approved in days (sometimes instantly).
3. Lifetime Protection
This is permanent life insurance, meaning your coverage never expires as long as you pay premiums. Your family is protected for life.
4. Up to $75,000 in Coverage
This amount can help:
✔ Cover funeral and burial costs
✔ Pay off debts or medical bills
✔ Leave money for your family
5. Builds Cash Value
Over time, your policy accumulates cash value that you can borrow against if needed.
6. Family Coverage Available
Many insurers let you add your spouse or child to the same policy for extra protection.
Who Is This Best For?
Guaranteed issue life insurance is ideal if you:
Have been denied coverage before
Have pre-existing health conditions
Work a high-risk job (construction, law enforcement, etc.)
Enjoy high-risk hobbies (skydiving, racing, etc.)
Need fast coverage without medical checks
How to Buy $75,000 in Guaranteed Issue Coverage
Step 1: Find a Reputable Provider
Look for insurers that specialize in guaranteed issue policies (some well-known companies offer this).
Step 2: Fill Out a Simple Application
Just provide basic info (age, contact details)—no medical history required.
Step 3: Get Approved Immediately
Since there's no underwriting, approval is quick—sometimes within 24 hours.
Step 4: Start Coverage Right Away
Once approved, your benefits begin immediately, with no waiting period.
Final Thoughts: Peace of Mind for Your Family
If you've been worried about leaving your loved ones with financial burdens, guaranteed issue life insurance is one of the easiest ways to get covered. With no health checks, fast approval, and up to $75,000 in protection, it's a smart choice for those who've struggled to get traditional life insurance.
Don't wait—apply today for guaranteed issue life insurance and secure the safety net your family deserves.