How Much Does Burial Insurance Cost?

The cost of a burial insurance policy depends on you.

The price you pay for a burial insurance policy is based in part on your age, gender and the amount of insurance coverage you need.

Usually, burial plans offer form $2,500 up to $20,000 of life insurance coverage.

There are no health exams required and your coverage may be guaranteed issue, which means you cannot be denied insurance due to any health issues.

In fact, some insurers offer guaranteed coverage for people meeting the age requirements (45-75, 40-80 to 45-85), which varies by insurer.

You can find out how much burial insurance would cost you by requesting a free burial insurance quote.

Here's how to find out how much it costs for burial insurance.

Which Life Insurance is Best for Seniors?

If you're a senior citizen looking for life insurance you may be wondering what type of policy is right for you.

It's an important question, and one you want to answer before choosing your plan.

There are two basic types of life insurance: term and Whole.

Term is for seniors who need temporary coverage lasting for a period of 20 years or less.

Whereas, whole life insurance provides guaranteed lifetime protection to last as long as you do.

However, when it comes to pricing, term life usually costs a lot less than whole life.

In addition, there are guaranteed issue life insurance policies for people who have health issues, have been turned down for coverage, or are having difficulty getting insured.

Here's how to learn more about which life insurance is best for seniors?

Can I Purchase Life Insurance Online?

Yes, you may be able to purchase a life insurance plan online, if you qualify for coverage.

There are instant issue term life insurance policies available from several different life insurers, including Haven Life, Globe Life and ANICO, among others.

With instant issue plans you may apply online (safe and secure) and find out within minutes of you qualify for coverage.

Once approved, you may choose a payment option and begin your coverage immediately.

These plans come with a money back guarantee from 15 days to 30 days, or more, varying by the insurer and state requirements.

In addition, these plans usually do not require you to take any medical examination, and only people who are of average health (or better), may qualify, unless it is a guaranteed issue policy.

Learn more about how to purchase life insurance online.

Final Expense Life Insurance for Seniors over 80

Can people over 80 years old get life insurance to cover their final expenses?

Yes, in fact, some insurers offer guaranteed issue plans for people ages 45 to 85.

With guaranteed issue final expense life insurance you can buy up to $25,000 of coverage, and you cannot be turned down (through one highly-rated carrier) if you are between the ages of 45-85.

You select the person or persons to be your beneficiary and they may use the proceeds from your life insurance policy for any purpose, including to pay for your funeral, burial and other related final expenses.

You may select from $3,000 up to $25,000 of coverage. There's no health exam needed and no health questions to answer.

Learn more about how to buy final expense life insurance for seniors over 80 years of age.

How to Buy Life Insurance with No Questions Asked?

Can I get life insurance without answering any questions about my health?

Yes, there are "guaranteed approval" life insurance plans available.

With Guaranteed Approval policies you won't have to take an exam or answer any health questions.

Your acceptance for life insurance is guaranteed, as long as you meet the age requirements.

Age requirements may vary by insurer for guaranteed plans, including ages 45-75, 40-80, or 45-85.

In addition, the amount of life insurance available may vary by carrier, from $20,000 maximum limit to $25,000 or more.

Keep in mind, if you need more life insurance, you may be able to buy a policy from more than one guaranteed issue life insurance carrier.

Here's how to buy life insurance no questions asked.

What are the Different Type of Life Insurance Policies?

If you're in the market for life insurance you may want to learn about the different types of life insurance plans available to help you better understand which plan may be right for you and your family.

There are two basic types of life insurance: Term and Whole Life.

Term is temporary coverage lasting up to 30 years, while whole life lasts your entire lifetime.

Term is pure life insurance protection, while whole life builds up cash value inside your policy.

Term life costs a lot less than whole life, which means you can afford a lot more life insurance buying term life.

Learn more about the different types of life insurance policies available.

Burial Insurance Direct?

Can I purchase a burial insurance plan direct online?

Yes, in fact, there are several insurers that offer burial expense insurance plans you may purchase online.

Some of the leading providers of direct burial life insurance coverage include United of Omaha, Colonial Penn, and Gerber, among others.

The amount of coverage available may vary by carriers, some offering a maximum of $20,000 up to $25,000.

The age requirements will also vary by insurer: 40-80, 45-75, or 45-85.

Burial insurance is usually offered with guaranteed approval which means there's no exams or health questions asked, and your approval is guaranteed - you cannot be turned down if you meet that age requirements.

Here's how to buy burial insurance direct.