Can you get life insurance for your father if he was recently diagnosed with ALS?

Yes, there are life insurance plans available for people with ALS.

These plans are called guaranteed issue life insurance and accept anyone who meets the age requirement, and lives in a state in which the life insurance company is licensed to do business.

For example, one guaranteed plan offers up to $20,000 of permanent life insurance for people age 45 to 75, while another insurer offers up to $25,000 of permanent life insurance for people age 45 to 85.

There are no physical exams required and no questions asked about your health.

There are limited benefits the first two years you are insured, that's how they can guarantee acceptance for everyone.

Here's how to buy guaranteed acceptance life insurance online.

Can People with Epilepsy Get Life Insurance?

If you are able to work and live a normal life with your epilepsy, you can usually get a medically underwritten life insurance policy rated Standard or better, which means your premium would not be above the average rates.

If you have had any seizures in the past year or two, or if you have a history of serious or frequent seizures, you may need to get a simplified issue life insurance policy.

Simplified plans offer a limited amount of life insurance and there’s no health exam required. Some simplified life insurance plans offer up to $350,000 of life insurance without any exam required.

In any event, there is usually a life insurance policy available for people living with epilepsy.

Learn more about Life Insurance for Epilepsy

Life Insurance for Ill People?

Is it possible to buy life insurance for someone who is sick, has a disease or is suffering from a medical condition or illness?

Yes, there are life insurance plans available for people with an illness.

Guaranteed issue life insurance policies offer up to $25,0000 of guaranteed approval life insurance for people age 45 to 85.

However, these plans have limited benefits the first two years you are insured. And, the premiums may be higher than you would like, but if you have no other options this is a plan that may help you.

There is no physical examination required, and there are no health questions asked. If you meet the age requirements of 45 to 85, you cannot be turned down due to your health.

Learn more about how to get life insurance for ill people and request a free quote today.