Can People with Epilepsy Get Life Insurance?

If you are able to work and live a normal life with your epilepsy, you can usually get a medically underwritten life insurance policy rated Standard or better, which means your premium would not be above the average rates.

If you have had any seizures in the past year or two, or if you have a history of serious or frequent seizures, you may need to get a simplified issue life insurance policy.

Simplified plans offer a limited amount of life insurance and there’s no health exam required. Some simplified life insurance plans offer up to $350,000 of life insurance without any exam required.

In any event, there is usually a life insurance policy available for people living with epilepsy.

Learn more about Life Insurance for Epilepsy

Life Insurance for Epilepsy?

Is it possible for people with epilepsy to qualify for life insurance coverage?

Yes, if you have epilepsy you may be able to purchase life insurance.

However, whether or not you qualify will depend on your own personal situation, including when you were diagnosed, how long it's been since your last seizure, how often you have seizures, how you manage your epilepsy, how often you see your doctor, and your health, among other risk factors.

There are several life insurance companies that insure people with epilepsy, but your acceptance and the premium you pay will depend on the above factors, in addition to the type and amount of life insurance coverage you need.

Here is an article on life insurance for epilepsy that explains what is important to life insurance companies, what they consider when you apply for coverage, and how you can go about comparing the best rates and plans online.