Can I Get Life Insurance If I Have Cancer?

There are some life insurance plans available that offer life insurance for people who are cancer survivors, but fewer for people who currently have cancer.

For example, there are guaranteed issue life insurance plans that will offer up to $25,000 of guaranteed coverage for people ages 45 to 85 even if you have cancer.

However, guaranteed plans have graded death benefits the first two years you are insured, so you won't have full coverage until after two years. However, if your prognosis looks good, this may be an option for thou to consider.

With guaranteed issue life insurance plans there's no health examination required for you to qualify, and you wonk;t have to answer any questions about your health. You cannot be turned down due to any health problems, as long as you are between 45 to 85 years old.

Here's how you can get life insurance for people with cancer.