Does Burial Insurance Require a Medical Exam?

Do I have to take a medical examination to purchase a burial insurance policy?

No. Most burial insurance policies do not require a medical exam.

In fact, there are no physical exams required and no health questions asked.

Usually, a burial insurance plan offers guaranteed acceptance for anyone who meets the age requirements.

For instance, United of Omaha offers guaranteed approval for up to $25,000 of whole life insurance coverage without any exams or health questions asked. And, if you are age 45 to 85 you cannot be turned down.

However, it depends on what states the insurance company is licensed to offer the plans.

Some plans offer guaranteed coverage for $3,000 up to $25,000 of burial insurance. These plans are whole life lifetime protection and may build up cash value inside the policy.

Here's how you can learn more about buying burial insurance with no medical exam required.