Tuesday, June 23, 2015

Can you get life insurance for your father if he was recently diagnosed with ALS?


Yes, there are life insurance plans available for people with ALS.

These plans are called guaranteed issue life insurance and accept anyone who meets the age requirement, and lives in a state in which the life insurance company is licensed to do business.

For example, one guaranteed plan offers up to $20,000 of permanent life insurance for people age 45 to 75, while another insurer offers up to $25,000 of permanent life insurance for people age 45 to 85.

There are no physical exams required and no questions asked about your health.

There are limited benefits the first two years you are insured, that's how they can guarantee acceptance for everyone.

Here's how to buy guaranteed acceptance life insurance online.

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