Term Life with No Medical Exam

What is term life with no medical exam?

Term life insurance is short term life insurance that provides coverage for a specific number of years.

Usually, a term life policy offers coverage for a "term" of 10, 15, 20, 25 or 30 years. You select your term to meet your own needs - how long you need your life insurance to last.

Term life insurance is the lowest priced life insurance because it is temporary, and does not build up any cash value inside the policy, it is pure life insurance protection.

Term life with no medical exam means you don't have to take any type of health examination, blood or urine test to get your life insurance. And, there's no nicotine test.

You just answer some health questions and the insurance carrier makes the determination on whether or not you qualify for the no exam term life policy.

No exam term life insurance may cost you more than fully underwritten life insurance that does require a medical exam, because the no exam policies may accept some people for coverage who might not otherwise qualify.

You can get a free quote and apply online for your no exam term life policy in about 15 minutes. And, if you qualify, you can start your life insurance today. Keep in mind, there's a money-back guarantee.

Here's how to get your term life with no medical exam