Affordable Life Insurance without a Physical

What company offers affordable life insurance with no physical exam required?

There are several highly-rated insurance companies that offer no exam life insurance policies, including National Life Group, Fidelity Life, ANICO and Prudential, among others.

Some insurers offer no exam life insurance for people age 65 or under, but there are health questions for you to answer when you apply for your no exam policy.

Some of the most competitively priced term life policies with no exams are from Fidelity Life and National Life Group.

In addition, there are guaranteed issue life insurance policies with no exams and no health questions asked - your approval is guaranteed - meaning you cannot be turned down due to health problems. Some insurers offer guaranteed approval for people age 45 to 85.

United of Mutual offers guaranteed coverage with rates starting as low as $8.80 per month.