Are you Uninsurable for Life Insurance?

Are people ever considered uninsurable by life insurance companies?

Some life insurance companies may rate certain individuals as uninsurable. These are people that the life insurance company believes will probably suffer an early and fairly immediate death, those with a short life expectancy.

However, just because one insurance company deems a person to be uninsurable does not mean that another insurer will decide the same.

Health Classifications vary from life insurance company to company based on different forms of criteria.

If you are denied several life insurance coverage times by several different insurance companies, then you may want to consider investing in a guaranteed issue life insurance policy.

Guaranteed issue life insurance coverage means you cannot be turned down for coverage due to any health problems. As long as you meet the age requirements, you can get insured for life insurance.