What is Guaranteed Acceptance Whole Life Insurance?

Whole life insurance is life insurance protection that lasts your entire life.

Guaranteed acceptance life insurance is a type of life insurance policy that guarantees your approval for coverage. Which means you cannot be turned down for coverage due to any health reason.

Many people who are seniors, have health issues, or have been denied life insurance look to a guaranteed acceptance whole life insurance policy to help them get the protection they need.

With guaranteed plans you may select up to $25,000 of life insurance from some insurers.

However, guaranteed life insurance usually has limited death benefits the first 2 years you are insured, and after two years, you have full coverage.

That's how they can guarantee your approval for life insurance if you meet the age requirements.

Some carriers offer guaranteed approval for people age 45-75, or those ages 45-85.

Here's how to learn more about guaranteed acceptance whole life insurance coverage.