Can I Buy Life Insurance without a Medical Exam?

The answer depends on you and the insurance company you contact for coverage.

Whether or not you qualify for no exam life insurance will depend in part on your age and health.

In addition, some insurers may offer no exam plans while others may not.

There are several types of no exam plans available, including guaranteed issue permanent life insurance, simplified issue term life and instant coverage term insurance.

Some of the leading providers of no exam policies include Haven Life, MetLife, United of Omaha and Globe Life, among others.

There's even one A++ rated life insurance carrier that offers up to $1,000,000 of protection you can start immediately upon approval. You can apply online in about 15 minutes or less.

Make sure you find out the length of the money-back guarantee, how long your coverage is guaranteed to last, and if your premium will ever increase.

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