What Makes Your Life Insurance Policy Cost More?

When it comes to shopping for a life insurance policy, what factors will adversely affect the price you pay for life insurance?

The cost of a life insurance is based on several things which include the type, amount and duration of your life insurance.

Also, your personal risk factors impact pricing - these are things which may shorten your life expectancy, including your health, gender, age, hobbies, occupation, tobacco use, driving record,height-to-weight ratio, etc.

The younger and healthier you are, the lower your cost of coverage. But, if you have health issues, smoke, have a high risk job or high risk hobby, or you are older, you will pay more for life insurance.

Learn more about what makes life insurance cost more and how to find the most affordable life insurance plan.