Saturday, October 20, 2018

Can I Get Life Insurance without a 2 Year Waiting Period?


Yes, you may be able to purchase a life insurance policy without any waiting period.

What is life insurance without a waiting period?

It means that your full life insurance coverage starts from the first day you are insured by the insurance company.

Most life insurance policy provide you with 100% death benefit coverage from the first day you are insured by your policy.

However, guaranteed issue life insurance plans usually come with a graded death benefit the first 2 or 3 years you are insured. 

That's how they can accept people with a health problem, and guaranteed your approval for coverage if you meet the age requirements for acceptance.

Learn more about life insurance without a 2 year waiting period.

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