Life Insurance with No Medical Exam for People over 65

Can people over 65 get life insurance without a medical exam?

Yes, there are no exam life insurance policies for people over 65 years old.

You may be able to choose from permanent life, term life or guaranteed issue life insurance without an exam if you are over sixty-five years old.

However, the cheapest life insurance policies will be term life, because they are temporary and build no cash value inside the policy; whereas, guaranteed-issue life insurance policies will cost the most because they guarantee your approval for coverage.

Here's how to get life insurance with no medical exam for people over 65 years old.