Is there Life Insurance with No Medical Exams and No Health Questions Asked?

Is it possible to buy life insurance without any medical examinations or medical questions asked?

Yes, there are life insurance policies available with no exam needed and no health questions for you to answer.

Two types of life insurance policies offering this type of coverage include accidental death life insurance, which pays out a death benefit if the insured person dies by accidental means.

The other type is guaranteed-acceptance life insurance, which offers a limited amount of life insurance coverage, usually up to $25,000 - and it guarantees your approval for a policy if you meet the age requirements, for example, ages 45 to 85.

Here's how to get life insurance with no medical exams and no health questions asked.