Do All Life Insurance Policies Require a Physical?

No, all life insurance policies do not require a physical, but some do require you to take a paramed exam.

There are non-med life insurance policies available for term life insurance, whole life insurance, or guaranteed issue life insurance coverage.

However, most standard life insurance policies require a medical examination if the person is over age 30, smokes, has health problems, or is looking to buy more than $50,000 of life insurance protection.

To learn more, read this article: Do all life insurance policies require a physical exam?