Can I Get Term Life Insurance without a Physical?

Yes, it's possible to purchase a term life insurance policy without having to take any physical exams.

However, these no exam term life policies are usually available to healthy individuals between the ages of 20 to 60.

The cost of coverage and the maximum amount of insurance available will vary by insurer, and depend on your age, gender and health, among other things.

Some no exam term policies offer instant coverage, which means you may apply for a policy online and start your life insurance protection immediately upon approval.

Here's how to get term life insurance without taking a physical examination.