Life Insurance Policy with No Waiting Period

Can I purchase a life insurance policy without a waiting period?

Yes, most life insurers offer immediate coverage upon approval and receipt of your first month's premium.

However, some insurers even allow you to apply online for a policy and begin your life insurance coverage the same day, if you qualify.

That means, no waiting to take a medical exam, because there is no exam.

And, no waiting to get approved by the insurer because some insurers offer same day approval.

Also, these quick issue policies come with a free look period (usually 15-30 days), so you can get your money back if you decide you do not want the policy.

Here's how to buy a life insurance policy with no waiting period.