At What Age Does Life Insurance Require a Physical?

It is usual for a life insurance carrier to require the applicant for coverage to take a health exam.

The life insurer uses the information from the exam to determine your health and how long you may be expected to live.

The health examination is paid for by the insurance company.

Usually, if you are over age 30, seeking more than $50,000 of life insurance, you smoke, or have health issues, you would be required to take a physical examination.

Learn more about at what age life insurance requires a physical examination.