If you are looking to get more affordable life insurance protection, there are several tips you can follow to help you lower your cost of a policy.
Here are some helpful tips for saving on life insurance:
1. Choose a term life insurance policy, since permanent life insurance usually cost up to 5-10 times more than term life. Request a term life insurance quote.
2. Buy Now - Rates on life insurance increase with age, so you want to lock-in a lower rate while you are young and healthy.
3. Compare Pricing - Make sure you comparison shop for your coverage. You can request and compare free life insurance quotes online from several life insurance companies at once by visiting a life insurance website and filling out a short quote request form. It only takes a minute to get free life insurance quotes.
4. Quit Smoking - If you smoke, quit smoking, since smokers pay up to 2-5 times more for life insurance than non-smokers.
5. Get Healthy - It's a good idea to exercise regularly, eat healthy, lower your cholesterol, and improve your weight, in order to get a better rate on your life insurance policy. All of these things may improve your life expectancy, which in turn will help you to get a lower rate on your life insurance policy.
Also, make sure you know how much life insurance coverage you really need. That way you aren't paying for more life insurance than needed. You can use a life insurance needs calculator to assist you in determining how much life insurance is right for you.
Here's how to learn more about getting life insurance for less money.
No comments:
Post a Comment