Guaranteed Life Insurance for People Over 60: A Safe Bet

Are you over 60 and worried about leaving your loved ones financially secure? 

Guaranteed life insurance might be the perfect solution. Unlike traditional life insurance policies that can be canceled or become more expensive as you age, guaranteed life insurance offers a fixed premium and death benefit that won't change, no matter what.

How does it work?

When you purchase a guaranteed life insurance policy, you pay a one-time premium or a series of fixed premiums. In return, your insurer guarantees to pay a specific death benefit to your beneficiaries upon your passing. This means you can rest assured that your loved ones will receive a lump sum of money, no matter what happens to your health or financial situation.

Why is guaranteed life insurance a good choice for people over 60?

• Guaranteed acceptance: No matter your health history, you're likely to qualify for guaranteed life insurance.
• Ages 45-85: Most insurers offer guaranteed life insurance to people between the ages of 45 and 85.
• No doctors exams, no health questions: There's no need for medical exams or health questions.
• Permanent life insurance: Guaranteed life insurance is a type of permanent life insurance, offering lifetime protection.
• Fixed rate, level premiums: Your premiums will remain the same throughout the life of the policy.
• Coverage never decreases, premiums never increase: Your death benefit and premiums will stay the same, no matter what.
• Death benefit: The death benefit is the amount your beneficiaries will receive upon your passing.
• Cash value: Some guaranteed life insurance policies build cash value over time, which you can access through a loan.
• Uninsurable, high risk, turned down: If you've been turned down for traditional life insurance due to health issues, guaranteed life insurance can be a great option.
• Pre-existing conditions: Guaranteed life insurance doesn't consider pre-existing conditions.
• Get insured: It's easy and quick to get insured with guaranteed life insurance.
• Simple: The application process is simple and straightforward.
• Peace of mind: Knowing that your loved ones will be financially protected can give you peace of mind.
• Affordable: Guaranteed life insurance is often more affordable than traditional life insurance for people over 60. Get a FREE Quote.
• Free book period: Many insurers offer a free look period, allowing you to review the policy and cancel it if you're not satisfied.
• Graded death benefit: In some cases, the death benefit may be lower in the early years of the policy.

Ready to learn more?

Contact a qualified insurance agent today to discuss your options and find the guaranteed life insurance policy that's right for you.