Has your husband been denied life insurance because of diabetes, heart disease, or other health problems? You're not alone—but there's a solution. Guaranteed issue life insurance ensures he can still get coverage, no matter his medical history.
If your spouse has been turned down for traditional life insurance due to pre-existing conditions, high-risk hobbies, or even a poor driving record, guaranteed issue life insurance is the answer. This policy guarantees approval for men ages 18 to 85—no medical exams, no health questions, and no rejections. With coverage up to $75,000, it provides lifetime protection to help cover final expenses, pay off debts, and leave your family financially secure.
Why Guaranteed Issue Life Insurance Is the Best Option for Husbands with Health Problems
1. No Medical Exams or Health Questions
Unlike traditional life insurance, which can deny coverage for conditions like cancer, COPD, or past strokes, guaranteed issue policies don't ask about health history. Even if your husband has been labeled "uninsurable," he can't be turned down.
2. Fast & Easy Approval – No Waiting, No Hassles
Simple application – Just basic info and a signature.
No delays – Some policies offer no waiting period, meaning coverage starts immediately.
No doctor visits or lab tests – Approval is based on age, not health.
3. Permanent Protection That Lasts a Lifetime
Never expires – Unlike term insurance, this policy stays in force as long as premiums are paid.
Level premiums – Payments stay the same, never increasing with age.
Cash value growth – Over time, the policy builds savings you can borrow against if needed.
4. Financial Security for Your Family
The death benefit can be used to:
✔ Cover funeral costs (average $7,000 - $12,000)
✔ Pay off medical bills, mortgages, or credit card debt
✔ Leave a legacy for children or grandchildren
5. Optional Coverage for Your Whole Family
Many insurers let you add spouse or child riders, so everyone is protected under one policy.
Who Qualifies? Almost Anyone.
Ages 18–85 – No upper age cutoff.
No medical underwriting – Even serious illnesses won't disqualify him.
Insurable interest required – You must be a spouse or immediate family member applying on his behalf.
How to Get Covered in 3 Simple Steps
Fill out a short application (takes minutes).
Submit with his signature (no medical checks).
Get approved fast—sometimes same-day coverage.
Don't Let Health Issues Leave Your Family Unprotected
If your husband has been denied life insurance before, guaranteed issue coverage is the stress-free way to get him insured. No exams. Just peace of mind.
Get a free quote for guaranteed issue life insurance today and secure the protection your family deserves.
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