Tuesday, July 29, 2014

Instant Life Insurance Coverage

Can I get instant life insurance coverage on the internet?

Yes, there are insurers offering instant life insurance policies if you qualify for coverage.

Instant life insurance plans usually require you to answer some health questions and those answers help to determine if you qualify for the coverage.

In addition, instant life insurance does not require a medical exam, offers lower amounts of life insurance than you might qualify for if you did take a medical exam, and the rate charged for your instant life insurance policy may be higher compared to life insurance requiring a medical exam.

However, there are several benefits to instant life insurance, including:

1. Same Day Coverage if approved.

2. No delays waiting to find out if you are insured.

3. No medical exam, no doctor's visit, no needles, no blood tests.

4. No need to meet with an agent.

5. Peace of mind today knowing your family is financially secure in case you were to pass away.

Keep in mind, even instant life insurance plans offer a money-back guarantee which may be for as long as 30 days, in case you are not satisfied with your life insurance policy.

Also, make sure you find out how long your life insurance coverage will last, how many years your rate is guaranteed to remain the same, and if you have full coverage from the start of your policy.

Find out if you qualify for instant life insurance coverage today.

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