Accidental life insurance works if you are involved in a car accident or any type of accident and you die, the life insurance company will pay out the death benefit from your life insurance policy to your beneficiary.
But you have to remember this type of life insurance policy only pays out if you die as a result of an accident, not from natural death.
Death resulting from natural causes is not covered by an accidental life insurance policy.
And, usually the insured must die within a certain amount of time of the accident, such as, within 6 months of the accident that caused death.
Here's how you can request your accidental life insurance quote online today. You may purchase up to $1,000,000 of accidental death insurance with no health exam and no health questions.
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