The insurance company will ask questions about your health and will base their approval for your life insurance policy on that information.
There might be inquiries sent to your doctors or there might even be a request for a paramedical exam but that is very unusual. Some non medical life insurance policies even give you instant approval and allow you to start your life insurance coverage the same day you apply online for a policy.
Non med life insurance may cost more than life insurance requiring a physical exam because they may accept some applicants that may be declined if they had to take a medical examination to qualify.
Here's how to get non medical life insurance.
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