Seniors Life Insurance

Can seniors get life insurance coverage?

Yes, seniors may qualify for life insurance protection.

However, qualifying for life insurance will depend on your age and health. Each life insurance carrier has their own guidelines as to who may qualify based on age, health, lifestyle, and other risk factors, like tobacco use, your driving record, height-to-weight ratio, etc.

In addition, some insurers offer seniors the option of purchasing life insurance without having to take any physical examination, blood or urine testing.

In fact, one life insurance company which is rated "A+" Superior for financial strength by AM Best offers seniors a way to start their life insurance policy for just $1.

When comparing senior life insurance plans make sure you take into consideration the premium, financial strength rating, how long the rate is guaranteed to remain level, and how long you will have the life insurance coverage. Also, find out if you have full coverage immediately, or have to wait 2-3 years after you start your life insurance policy.

Here's how to compare seniors life insurance rates and plans online today.