What Should Life Insurance Cost?

The cost of your life insurance policy will depend on your age and health.

Basically, the younger and healthier you are when buying your life insurance policy, the lower your rate for coverage.

Your cost will also depend on your own personal risk factors, which may include your family health history, lifestyle, tobacco use, occupation, hobbies, height-to-weight ratio, driving record, etc.

The amount of life insurance coverage will also impact your rate - the higher the amount of coverage the higher your premium.

As regards term life insurance, it will cost more the longer your term. So, a 20 year term life plan will have higher rates per $1,000 of coverage than a 10 or 15 year term life policy.

To compare rates and find out which carrier offers you the most affordable life insurance plan, Visit 1ClickCoverage which offers instant life insurance quote comparisons from over 70 leading life insurance companies.