Does Life Insurance Cover Death By Cancer?

Yes, life insurance covers death resulting from cancer.

A person who purchases a life insurance policy must honestly present their health details at the time of applying for the policy, and the life insurance company may order medical records to verify your health history.

After that, the life insurance policy is approved to cover death by all reasons, except suicide in the first two years. There is a one year suicide exclusion in some states.

Sometimes people will opt for a rider added to their life insurance policy that excludes death due to being a pilot. But there is rarely an exclusion in life insurance for cancer.

Unlike Accidental Death Insurance that covers only death resulting from accidental death, regular life Insurance covers death by all accidental and natural causes, including cancer.

Learn more life insurance for people with cancer and cancer survivors