How to get your money back from life insurance?

What happens to your money you pay for life insurance if you outlive the term of your term life insurance policy?

That's a good question.

And it's a good reason to consider how you can buy life insurance and get back your premiums if you do not use your life insurance.

The fact is, with term life insurance, if you do not die during the term of your coverage, your life insurance ends, and there is no death benefit paid out.

However, with return of premium term life insurance you get back almost all of your premiums if you outlive the term of your term life policy. So, you get the life insurance protection, and you get your money back.

However, there's a catch. The premiums charged for return premium life insurance are higher than your standard term life insurance policies, but if you want to take a chance, you'll end up ahead at the end of your coverage term.

Learn more about how to get money back from life insurance