Term Life Insurance

What is a term life insurance policy?

It's a life insurance plan that provides guaranteed life insurance protection for a set number of years, usually lasting for a term of 10, 15, 20 or 30 years.

If you die during the term, your death benefit is paid out to your beneficiary.

If you outlive the term of your term life policy, the coverage ends.

Because term life is temporary life insurance coverage it costs 2 to 3 times less than permanent life insurance which provides lifetime protection.

With level term life insurance you have an amount of life insurance that will stay the same each year for the entire duration of your term life policy, and the amount of premium you pay each year stays level for the term of your policy.

Request your Free 10 Minute Guide to Term Life Insurance to learn more about how term life insurance works and why term life insurance offers you the most life insurance protection at the lowest cost.